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MAJORITY Visa® credit card

Interest rates and charges

Annual Percentage Rate (APR) for purchases 25%
How to avoid paying interest on purchases Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your full statement balance by the due date each month.
Min. interest charge None
For credit card tips from the Consumer Financial Protection Bureau To learn more about which factors to consider when applying for or using a credit card, check out the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore/

Fees

Annual fee None
International transaction fee None
Min. interest charge None
Late payment fee Up to $25.00
Returned fee None

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The MAJORITY app facilitates banking services through Axiom Bank, N.A. Member FDIC.

The MAJORITY card is issued by Axiom Bank, N.A. Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Transactions may be subject to limitations under applicable law, including the Bank Secrecy Act and anti-money laundering laws. Please refer to our terms and conditions for more information.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

© 2019–2025 MAJORITY USA, LLC. All rights reserved.

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127