PRIVACY POLICY

MAJORITY PRIVACY POLICY

Introduction

Majority USA, LLC and its affiliates ("Company", “Majority, “us” or "we") respect your privacy and are committed to protecting it through our compliance with this policy.

This policy describes the types of personal information we may collect in connection with our website www.majority.com (our "Website"), our mobile application (our "App"), and our communications with you (collectively, our "Services"), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

Children Under the Age of 18

Our Services are not intended for children under 18 years of age. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information, subject to our obligation to retain information under law or regulation. If you believe we might have any information from or about a child under 18, please contact us at support@majority.com or call 1-855-553-3388.

Information We Collect About You and How We Collect It

We collect personal information from the following sources:

• Directly from you when you provide it to us.
• Automatically as you navigate to, through and from the Website or App. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
• From third parties, for example, our identity verification partners and advertising partners.

Information You Provide to Us

The information you provide us may include:

• Personal identifiers such as your name, address, mobile phone number, email, social security number, date of birth, and information that appears on your government issued identification card.
• Biometric information such as an image of your face from which an identifier template, such as a faceprint, can be extracted. 
• Geolocation information.
• Customer support and social media interactions, such as your correspondence with us through these channels.
• Device contact lists.
• Your search queries on the Website.
• Your language preference.
• Your country of origin.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Services, we may use automatic data collection technologies to collect certain information about your device, browsing actions, and patterns, including:

• Details of your visits to our Services, including traffic data, location data, logs, and other communication data and the resources you access and use on the Website.
• Information about your device and internet connection, including your IP address, operating system, and browser type.

The technologies that we use for this automatic data collection may include:

• Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. Additionally, when you first visit the website, you will be prompted to either accept all cookies or decline all but “non-essential” cookies. If you decline non-essential cookies, only first-party cookies that allow the proper functioning of the Website will be downloaded to your device.  For information about managing your privacy and security settings for cookies, see Your Privacy Choices below.
• Web Beacons. These are small electronic files (including clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

Information We Collect From Third Parties

We may collect the following categories of personal information from third parties:

• Personal identifiers such as name, address, social security number, date of birth, and information that appears on your government issued identification card.
• Financial details such as bank account numbers, accountholder name and details, and transaction details.

How We Use Your Information

We use personal information for the following purposes:

• To provide the Services. This includes allowing you to access and use the Website, creating and administering your Majority Account; enabling to use the Services and any features that you use within the Services; and communicating with you and responding to any inquiries you may have; and analyzing your use of the Services to allow us to evaluate and improve the Services.
• Analysis, research and development, and improving our Services. We may use personal information to analyze and improve the Services, identify trends, and operate and expand our business activities. We may also create aggregated, anonymized, or other de-identified statistics, which we may use for lawful business purposes, including for analytics, forecasting, and strategic planning.
• Marketing and advertising, including for:
• Direct marketing. We may send direct marketing communications, including, but not limited to, sending newsletters or publications, and notifying you of promotions, offers and events via postal mail, email, telephone, text message, and other means.

• Interest-based advertising. We engage our advertising partners, including third party advertising companies and social media companies, to advertise our Services.
• For compliance and protection, including to enforce any applicable terms and conditions, comply with legal obligations, defend against legal claims or disputes, protect the security and integrity of our Services, and identify and investigate fraudulent, harmful, unauthorized, unethical or illegal activity.

Disclosure of Your Information

We may disclose personal information as follows:

• To our affiliates.
• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Majority’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Majority’s about our Website users is among the assets transferred.
• To fulfill the purpose for which you provide it, such as when you submit your language preference to us or specify your diaspora/country of origin.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal information:

• To comply with legal requirements such as to comply with subpoenas, court orders, law, or legal process, including to respond to any government or regulatory request, to verify or enforce our terms of use, our other rights, or other applicable policies, or to address fraud, security or technical issues.
• To enforce or apply our terms of service and other agreements or policies.
• to address fraud, security or technical issues.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Majority USA, LLC, our affiliates, our Partners (as defined in our terms of service), our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Your Privacy Choices

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Unsubscribe from Direct Marketing. You may opt out of marketing-related communications by following the opt out or unsubscribe instructions contained in the marketing communication we send you. You may continue to receive service-related and other non-marketing communications.
• Access your Majority Account and Data Deletion. You may access your account information through your account on the Services. In some instances, you may also request to correct personal information that is out of date or inaccurate, or to delete personal information that is no longer needed for a permitted purpose by clicking here.
• Choices Concerning Data Sharing. If you apply for, sign up to, and use a Majority Account (as defined in the Majority Terms of Service), we provide additional information about how we share your information and your choices in relation to such sharing. Please visit our Consumer Privacy Notice for further information.
• Consumer Privacy Rights. Residents of California and Oregon may have the following rights. These rights do not apply to personal information protected by the Gramm-Leach-Bliley Act (the "GLBA"), such as information you provide when you apply for, sign up to, and use a Majority Account (as defined in the Majority Terms of Service). For more information about how we handle this information, please visit our Consumer Privacy Notice found here, which explains your choices with respect to the use and sharing of this personal information.
• Information. You may have the right to obtain information about how we collect, use, and share your personal information. We provide this information within this Privacy Policy.

• Access, correction and deletion. You may also have the right to request access to your personal information, to correct personal information that is out of date or inaccurate, or to delete personal information that is no longer needed for a permitted purpose. If you have questions about how we handle your personal information or if you believe your information is inaccurate or has been collected in error, please contact us as provided in the ‘Contact Us’ section below and we will endeavor to resolve your questions or concerns. We may ask for specific information from you to help us confirm your identity. Where these rights apply, you can empower an authorized agent to submit the request on your behalf in accordance with applicable law. You are entitled to exercise these rights free from discrimination.

• Sharing personal information and targeted advertising. We use cookies on our Services to help us advertise our services on other websites or services you might visit. We share information with advertising networks and analytics partners to support our interest-based advertising, which may qualify as a sale or sharing of personal information, or targeted advertising, under applicable law. You can opt-out of our use or sharing of personal information for these purposes related to your use of Website by using our “Privacy Choices” tool at the bottom of the Majority website or by enabling the Global Privacy Control setting within the browser that you use to access our Service. Learn more at the Global Privacy Control website. Please note that your opt out will be specific to the device and browser you use when you opt out. We do not have actual knowledge that we have sold or shared the personal information of children under the age of 16.

• California residents. For more information about your rights, please visit our CCPA Notice at Collection.

• Tracking Technologies and Advertising. You can opt out tracking and advertising cookies by clicking “Decline non-essential” in the cookie prompt when you first visit the Website. Essential cookies are first-party cookies (meaning cookies deployed by us) that allow the Website to function correctly. You cannot opt out of essential cookies. However, you can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies via your browser settings, please note that some parts of this site may then be inaccessible or not function properly. If you accept all cookies but then want to opt-out later, you can do so by clearing your cookies in your web browser and then declining non-essential cookies when you next visit the Website.

Linking to Third Party Websites

We may provide links to websites that are owned or operated by other companies ("third-party websites").  When you use a link in our website to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should familiarize yourself with the privacy policy, terms of use and security practices of the linked third-party website before providing any information on that website.

Changes to This Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the bottom of the page. You are responsible for periodically visiting our Website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at support@majority.com or call toll-free at 1-855-553-3388.