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Terms of use

SPEND $20 PROMO

These Terms and Conditions (“Offer Terms”) govern the participation in the SPEND $20 GET $20 offer (the “Offer”) offered by Majority USA, LLC (“Majority”). BY PARTICIPATING IN THIS OFFER, YOU AGREE TO THESE OFFER TERMS.

Offer Period: This Offer is available from 12/09/2024 (“Offer Start Date”) to 12/23/24 (“Offer End Date”)

Eligibility: This Offer is exclusively available to participants that  (a) within the twelve (12) months prior to the Offer Start Date (i) have downloaded the Majority platform application (“Majority App”) and applied to get access to a Majority account (the “Majority Account”), (ii) successfully passed the Know Your Customer (KYC) process with Majority and (iii) never loaded their Majority Account or received a deposit into their Majority Account, (b) reside in the U.S. and (c) are 18 years of age or older (an “Eligible Participant”). This Offer is limited to one redemption per Eligible Participant.

Offer Redemption Conditions: To redeem the Offer, Eligible Participants must during the Offer Period (a) make or receive at least USD $20.00 in Qualifying Deposits and (b) spend at least USD $20.00 in Qualifying Transactions. The $20 reward will be credited to the Eligible Participant’s Majority Account within 30 days following the verification of the Offer Redemption Conditions. A “Qualifying Deposit” is one or more deposits that are made into Eligible Participant’s Majority Account through (a) ACH transfers, (b) inbound wire transfers, (c) cash loads made at qualifying retailers specified in the Majority App (“Cash Load”) (d) peer-to-peer transfer services or (e) recurring direct deposits from Eligible Participant’s employer, payroll provider, gig economy payer, benefits payer or government agency. A “Qualifying Transaction” is one or more transactions in which the Eligible Participant uses their MAJORITY Visa® debit card issued by Axiom Bank, N.A. to make a payment and such transaction or transactions must be finalized and not subject to cancellations or refunds during the Offer Period; provided that if a Qualifying Transaction is subject to cancellation or refund after the Offer Period ends and the Eligible Participant had the $20.00 bonus credited to their Majority Account, Majority reserves the right to deduct that credit from such Participant’s Majority Account.

Additionally Eligible Participants will receive the following:

  1. One-month Free Membership: Majority’s monthly membership fee of $5.99 (the “Majority Membership Fee”) for the first month following the date in which Eligible Participant makes the  first Qualifying Deposit will be refunded into Eligible Participant’s Majority Account within ten (10) days. For every month thereafter, the Majority Membership Fee will be automatically deducted from the MAJORITY Account at the beginning of each 30-day billing cycle.
  2. Refund of Cash Load Fee: If Qualifying Deposits are made through a Cash Load that is not eligible for a cash load fee waiver as specified in the Majority App, Eligible Participant will receive a refund of the USD $3.95 Cash Load fee for the first Cash Load within ten (10) days. 


Limitations: This Offer  cannot be used in conjunction with any other offers, promotions or discounts and is non-transferable.
General: Additional terms and conditions also apply, please see section 6.2 of the MAJORITY Terms of Service for more details. We reserve the right to alter or withdraw this Offer at any moment without prior notice. Our decisions regarding the eligibility of a Participant and the satisfaction of the Offer Redemption Conditions are final.

Customer Service: Should you have any inquiries or need assistance regarding this offer, please reach out to our customer service team via the app, by email at support@majority.com, or by calling 1 (855) 553-3388.

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The MAJORITY app facilitates banking services through Axiom Bank, N.A. Member FDIC.

The MAJORITY card is issued by Axiom Bank, N.A. Member FDIC, pursuant to a license from Visa U.S.A. Inc.

Transactions may be subject to limitations under applicable law, including the Bank Secrecy Act and anti-money laundering laws. Please refer to our terms and conditions for more information.

The Commissioner of Financial Regulation for the State of Maryland will accept all questions or complaints from Maryland residents regarding Majority Payment Services LLC (NMLS # 1991596) at 1100 North Eutaw Street, Suite 611, Baltimore, MD 21201, phone 888-784-0136.

© 2019–2025 MAJORITY USA, LLC. All rights reserved.

MAJORITY, 2509 N. Miami Avenue #101, Miami, Florida 33127